Terms and Conditions

1. Introduction

Welcome to www.jameshaugh.co.uk (the "Website"). This Website is operated by James Haugh (Dumfries) Limited ("we", "us", "our"). By accessing or using this Website, you agree to be bound by these Terms and Conditions. Please read them carefully before continuing. If you do not agree to these Terms and Conditions, please do not use this Website.

2. About Us

James Haugh (Dumfries) Limited is a company registered in Scotland (Company Number SC206493) with its registered office at 2 St. Mary's Street, Dumfries, DG1 1HD. You can contact us by telephone on 01387 255 291 or via the contact form on our Website.

3. Use of This Website

You agree to use this Website only for lawful purposes and in a manner that does not infringe the rights of others or restrict or inhibit anyone else's use of the Website. You must not:

• use this Website in any way that is unlawful or fraudulent;
• transmit any unsolicited or unauthorised advertising or promotional material;
• knowingly introduce viruses, trojans, worms, or other malicious or technologically harmful material;
• attempt to gain unauthorised access to any part of our Website, the server on which our Website is hosted, or any server, computer, or database connected to our Website;
• use automated tools to scrape, harvest, or extract data from this Website without our prior written consent.

4. Intellectual Property

All content on this Website — including but not limited to text, images, graphics, logos, vehicle photographs, and page layouts — is owned by or licensed to James Haugh (Dumfries) Limited and is protected by copyright and other intellectual property laws.You may print or download content from this Website for your own personal, non-commercial use only. You must not reproduce, redistribute, republish, or otherwise make content available to third parties without our prior written consent.

5. Accuracy of Information

We take reasonable care to ensure that the information on this Website is accurate and up to date. However, we do not guarantee that all content is free from errors or omissions. Vehicle specifications, prices, offers, and availability are subject to change without notice. Images of vehicles on this Website are for illustrative purposes only and may not represent the exact specification, colour, or features of a particular vehicle. You should always confirm full details with us directly before making any purchasing decision. Nothing on this Website constitutes a binding offer to sell. Any prices quoted are subject to confirmation and may be subject to change.

6. Third-Party Links

This Website may contain links to third-party websites, including those of our manufacturer partners and other service providers. These links are provided for your convenience only. We have no control over the content of those websites and accept no responsibility for them or for any loss or damage that may arise from your use of them. Linking to our Website from a third-party site does not constitute any endorsement or association by us with that site.

7. Privacy & Cookies

Your use of this Website is also governed by our Privacy Policy and Cookie Policy, which are incorporated into these Terms and Conditions by reference. By using this Website, you consent to the use of cookies in accordance with our Cookie Policy. We process personal data in accordance with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.

8. Limitation of Liability

To the fullest extent permitted by applicable law, James Haugh (Dumfries) Limited excludes all liability for any loss or damage (whether direct, indirect, consequential, or otherwise) arising from:

• your use of, or inability to use, this Website;
• any reliance placed on content displayed on this Website;
• any interruption, suspension, or termination of the Website;
• any viruses or other harmful components that may infect your device as a result of your use of this Website.

Nothing in these Terms and Conditions excludes or limits our liability for death or personal injury caused by our negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited under UK Law.

9. Disclaimer of Warranties

This Website is provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that this Website will be uninterrupted, error-free, or free from viruses or other harmful components.

10. Finance & Regulated Services

James Haugh (Dumfries) Limited is an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486). Permitted activities include advising on and arranging general insurance contracts and acting as a credit broker not a lender.

We can introduce you to a limited number of finance providers. We do not charge a fee for our Consumer Credit services. We do not act as a financial adviser, or fiduciary. We act in our own interest, whichever lender we introduce you to, we will typically receive commission from them based on either a fixed fee or a fixed percentage of the amount you borrow. Any and all commission amounts will be fully disclosed to you as part of your sales journey. You will be required to give your fully informed consent to our receipt of this commission. By doing this, you acknowledge that you understand our role as a credit broker, and that we will receive a financial incentive if you take out a loan from a lender that we introduce you to.

All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over, Guarantees may be required.

You should seek independent financial advice if you are unsure whether a particular finance product is suitable for you.

11. Changes to These Terms

We reserve the right to update or amend these Terms and Conditions at any time. Any changes will be published on this page with an updated "Last updated" date. Your continued use of the Website following any changes constitutes your acceptance of the revised Terms and Conditions. We recommend that you check this page periodically to ensure you are aware of any updates.

12. Governing Law & Jurisdiction

These Terms and Conditions are governed by and construed in accordance with the laws of Scotland. Any dispute arising from or relating to your use of this Website shall be subject to the exclusive jurisdiction of the Scottish courts, without prejudice to your rights as a consumer under applicable local law.

13. Contact Us

If you have any questions about these Terms and Conditions, please contact us:

James Haugh (Dumfries) Limited
2 St. Mary's Street
Dumfries
DG1 1HD

Telephone: 01387 255 291
Website: www.jameshaugh.co.uk